On July 1, eligible residents of Florida will be able to apply for coverage through the state’s Pre-Existing Condition Insurance Plan program run by the U.S. Department of Health and Human Services.
To qualify for coverage:
-You must be a citizen or national of the United States or lawfully present in the United States.
-You must have been uninsured for at least the last six months before you apply.
-You must have had a problem getting insurance due to a pre-existing condition.
-PCIP will cover a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are -available for you, even if it’s to treat a preexisting condition.
In addition to your monthly premium, you will pay other costs. You will pay a $2,500 deductible for covered benefits (except for preventive services) before the plan starts to pay. After you pay the deductible, you will pay a $25 copayment for doctor visits, $4 to $30 for most prescription drugs, and 20% of the costs of any other covered benefits you get. Your out-of-pocket costs cannot be more than $5,950 per year. These costs may be higher, if you go outside the plan’s network.
To apply, go to http://www.pcip.gov/Apply.html